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Bank bonus finder

Which bank bonuses can you actually get?

Banks pay $100 to $3,000 to open an account, but each asks for something: a direct deposit, money kept for months, a deadline. Tell us what you have, and we show the bonuses you can meet, worth most after the interest that money would have earned elsewhere.

  • Every figure from the bank’s or issuer’s own terms
  • Ranked on value alone, never on what pays us
  • Nothing you enter is stored

Start from: A $3,000 paycheck$10,000 to parkBothJust an opening deposit

Your numbers stay in this page’s address; we don’t keep them.

For any state · no direct deposit · $10,000 to parkChange

10 bonuses you can meet, worth up to $200 after the interest you give up.

Worth after the interest the money you keep there would have earned at 5.00% APY, the best savings rate open to you, for as long as the bonus asks. Bonuses are taxable interest.

  1. Chase SavingsJPMorgan Chase Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Open a new Chase Savings account with the offer code, deposit qualifying new money within 30 days of offer enrollment, and maintain the new money for 90 days from offer enrollment.”

    bonus also requires: Your bonus will be determined on day 30.

    Worth$200
    Bonus$200ends 01/27/2027
    TakesQualifying activity90 days
    Yearly rate—
  2. Personal SavingsBOKF · source · checked Oct 10, 2026
    The bank’s wording
    “Open a Personal Savings account using promo code SUMMIT, deposit at least $10,000 in new funds within 30 days of account opening, and beginning on day 31 maintain a balance of at least $10,000 through day 90.”

    bonus also requires: The deposited funds must not currently be held at the bank.

    Worth$118after $82 interest given up
    Bonus$200ends February 28, 2027
    TakesKeep $10,00060 days
    Yearly rate≈ 12.2%on the money kept
  3. BANKOHANA BONUS RATE SAVINGSBank of Hawaii · source · checked Oct 10, 2026
    The bank’s wording
    “Open a new Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings account online or in branch, make qualifying New Money deposit(s) within 30 days of account opening, and maintain the required Daily Account Balance every day from Day 31 through Day 90; if the balance falls below the re”

    bonus also requires: Qualifying deposits must be made by personal or official check from another financial institution, incoming wire, ACH credit, Online Banking external transfer, or external funding

    Worth$109after $41 interest given up
    Bonus$150
    TakesKeep $5,00060 days
    Yearly rate≈ 18.3%on the money kept
  4. MONEY BUILDER SAVINGSOld Second National Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Meet the requirements for the first $50 checking bonus, open a Money Builder Savings account with a minimum opening deposit of $1,000, and deposit $5,000 into the savings account so the balance is at least $5,000 on the 90th calendar day from the date the new personal checking account was opened.”

    bonus also requires: The Money Builder Savings account must be opened after meeting the requirements for the first $50 checking bonus.; The deposited funds must result in a positive balance totaling a

    Worth$88after $62 interest given up
    Bonus$150ends December 31, 2026
    TakesKeep $5,00090 days
    Yearly rate≈ 12.2%on the money kept
  5. U.S. BANK SMARTLY SAVINGSU.S. Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Open a new U.S. Bank Smartly® Savings account through the U.S. Bank campus page or at a participating U.S. Bank campus location, qualify for the checking offer, make new money deposits totaling $1,000 or more by October 29, 2026, and maintain a minimum account balance of $1,000 through January 31, 2”

    bonus also requires: The account must be funded with at least $25 within 60 days of account opening to prevent closure.; The account owner(s) cannot have an existing U.S. Bank consumer savings or mone

    Worth$88after $12 interest given up
    Bonus$100ends October 29, 2026
    TakesKeep $1,00090 days
    Yearly rate≈ 40.6%on the money kept
  6. High-Yield Savings AccountThe Camden National Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Open a Promise Savings or High Yield Savings account and a qualifying Rewards or Premier checking account between September 8 and November 13, 2026, deposit at least $10,000 in new money that must post within 20 calendar days of the new savings account opening, maintain a minimum daily balance of at”

    bonus also requires: The new money must not already be held in any Camden National Bank account.; The account must be open, in good standing, and not overdrawn when the bonus is paid.; You may not be

    Worth$77after $123 interest given up
    Bonus$200ends November 13, 2026
    TakesKeep $10,00090 days
    Yearly rate≈ 8.1%on the money kept
  7. Promise Savings AccountThe Camden National Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Open a Promise Savings or High Yield Savings account and a qualifying Rewards or Premier checking account between September 8 and November 13, 2026, deposit at least $10,000 in new money that must post within 20 calendar days of the new savings account opening, maintain a minimum daily balance of at”

    bonus also requires: The new money must not already be held in any Camden National Bank account.; The account must be open, in good standing, and not overdrawn when the bonus is paid.; You may not be

    Worth$77after $123 interest given up
    Bonus$200ends November 13, 2026
    TakesKeep $10,00090 days
    Yearly rate≈ 8.1%on the money kept
  8. Savings AccountTD Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Earn a $200 bonus with a new TD savings account and qualifying activities.”

    bonus also requires: Qualifying activities required.

    Worth$77after $123 interest given up
    Bonus$200
    TakesKeep $10,00090 days
    Yearly rate≈ 8.1%on the money kept
  9. TD Signature SavingsTD Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Deposit at least $10,000 within the first 20 days of opening a new TD Signature Savings account and maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.”

    bonus also requires: The account may be bundled with a new checking account in one application.; The savings bonus is an additional $200 bonus.

    Worth$77after $123 interest given up
    Bonus$200ends November 30, 2026
    TakesKeep $10,00090 days
    Yearly rate≈ 8.1%on the money kept
  10. Freestyle SavingsHancock Whitney Bank · source · checked Oct 10, 2026
    The bank’s wording
    “Open a Freestyle Savings account, use the required promo code, deposit $5,000 within 30 days of opening, and maintain a $5,000 minimum daily balance for 60 days; the email given at account opening must match the email submitted to get the promo code.”

    bonus also requires: A $25 minimum deposit is required at account opening.; The account must be open and have a positive balance when the bonus is awarded.; The account must be opened by 2/28/2027.

    Worth$59after $41 interest given up
    Bonus$100ends 2/28/2027
    TakesKeep $5,00060 days
    Yearly rate≈ 12.2%on the money kept

Maybe: 5 whose terms we can’t check

These banks don’t state their requirements in enough detail for us to check them against your numbers. Read the bank’s page before you count on one.

35 more bonuses need more direct deposit or cash than you entered. Every bank bonus we track · Track the ones you go for