United NationsSavings accountChecked Oct 10, 2026Updated
United Nations Savings account
–monthly fee
- A year on $10,000
- $0 after fees
Visit United NationsThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Fees
- Returned item (NSF) fee
- $25Source · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $5Source · checked Oct 10, 2026
- ATM network
- UNFCU ATMs in the US and all ATMs within the Co-op and Allpoint networks in the USSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $1Source · checked Oct 10, 2026
- International ATM fee
- $3Source · checked Oct 10, 2026
- Outgoing international wire
- $30Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Stop payment
- $15Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund
- Consultants of the United Nations and its affiliated agencies in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
- United Nations volunteers in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
- Family members of a UNFCU member, including spouses, parents, children, grandchildren, grandparents, and siblings
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate, monthly fee missing). Report a mistake · How we make money