United NationsSavings accountChecked Oct 10, 2026Updated
United Nations High-Yield Savings Account
0.60%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $60 after fees
- Monthly fee
- No monthly fee
- On our list
- #83 of 234 savings accounts, by a year’s value on $10,000
Visit United NationsThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.50% | $5 |
| $5,000 | 0.60% | $30 |
| $10,000 | 0.60% | $60 |
| $25,000 | 0.75% | $188 |
| $50,000 | 1.05% | $525 |
| $100,000 | 1.05% | $1,050 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $2,499 | 0.50% |
| $2,500 to $24,999 | 0.60% |
| $25,000 to $49,999 | 0.75% |
| $50,000 to $199,999 | 1.05% |
| $200,000 and up | 1.35% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Dividends are credited monthly.Source · checked Oct 10, 2026
Fees
Who can open it
- Membership
- Membership required:
- Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund
- Consultants of the United Nations and its affiliated agencies in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
- United Nations volunteers in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
- Family members of a UNFCU member, including spouses, parents, children, grandchildren, grandparents, and siblings
Features
Bill payDebit cardInterest bearingJoint accountsNo minimum balanceOnline openingOverdraft line of creditOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money