United NationsChecking accountChecked Oct 10, 2026Updated
United Nations Checking account
1.75%APY · as of Oct 10, 2026
- A year for an everyday customer
- $1 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- On our list
- #46 of 986 checking accounts, by a year’s value for an everyday customer
Visit United NationsThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $25,000 | 1.75% |
| $25,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $500Source · checked Oct 10, 2026
- To earn the APY
- Receive electronic statements
- Make a minimum of 10 debit card purchases per month
- Receive $500 or more in qualifying electronic external deposits per month
- Maintain an average monthly balance of $500 or more
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- APY paid on balances up to
- $25,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- $25Source · checked Oct 10, 2026
- ATM network
- GlobalSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $1Source · checked Oct 10, 2026
- International ATM fee
- $3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 1%Source · checked Oct 10, 2026
- Outgoing international wire
- $30Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Stop payment
- $15Source · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund
- Consultants of the United Nations and its affiliated agencies in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
- United Nations volunteers in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
- Family members of a UNFCU member, including spouses, parents, children, grandchildren, grandparents, and siblings
Features
ATM fee rebatesDebit cardFree checksInterest bearingJoint accountsMobile check depositSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees