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Tompkins Bank & TrustSavings accountChecked Oct 10, 2026Updated

Tompkins Bank & Trust Welcome Savings

0.02%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$2 after fees
Monthly fee
$5 a month
To open
$25 to open
On our list
#175 of 234 savings accounts, by a year’s value on $10,000
Visit Tompkins Bank & TrustThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.01%$0
$5,0000.02%$1
$10,0000.02%$2
$25,0000.02%$5
$50,0000.30%$150
$100,0000.30%$300

Rates by balance

BalanceAPY
$2.50 and up0.01%
$2,500 and up0.01%
$5,000 to $25,0000.02%
$25,000 to $50,0000.02%
$50,000 to $150,0000.30%
$150,000 and up0.40%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$0Source · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Keep a $250 daily minimum balance to avoid $5.00 monthly maintenance feeSource · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026

Features

Interest bearingOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money