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Tompkins Bank & TrustChecking accountChecked Oct 10, 2026Updated

Tompkins Bank & Trust Direct Checking

$10monthly fee
A year for an everyday customer
−$120 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#787 of 986 checking accounts, by a year’s value for an everyday customer
Visit Tompkins Bank & TrustThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • direct deposits totaling $500 or more
  • 10 debit card transactions per cycle
Source · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Paper statements
$3.50 a monthSource · checked Oct 10, 2026

Features

Bill payDebit cardMobile check depositOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees