No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Tompkins Bank & TrustChecking accountChecked Oct 10, 2026Updated

Tompkins Bank & Trust True Advantage Checking Plus

$25monthly fee
A year for an everyday customer
−$300 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#956 of 986 checking accounts, by a year’s value for an everyday customer
Visit Tompkins Bank & TrustThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$0.01Source · checked Oct 10, 2026

Fees

Monthly fee
$25 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • $15,000 monthly average balance in combined deposit accounts including CDs and IRAs
  • $25,000 in combined outstanding loan balances
Source · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
ATM network
Unlimited savings on ATM fees when using non-Tompkins ATMsSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payCheck writingDebit cardFree checksInterest bearingMobile check depositOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees