Independent BankSavings accountChecked Oct 10, 2026Updated
Independent Swift Savings Account
0.01%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- No monthly fee
Visit IndependentThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.01% | $0 |
| $5,000 | 0.01% | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- No fee if the primary account holder is under 19.
- After turning 19, a $12 quarterly fee applies for balances under $500.
- ATM network
- MoneyPass® ATM NetworkSource · checked Oct 10, 2026
- ATMs in the network
- 32,000Source · checked Oct 10, 2026
Features
Interest bearingJoint accountsMinor accountsMobile check depositOnline openingSavings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money