Independent BankSavings accountChecked Oct 10, 2026Updated
Independent Eagle Savings / Swift! Savings
0.01%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- Monthly fee not stated
Visit IndependentThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.01% | $0 |
| $5,000 | 0.01% | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Fees
- Ways to avoid the monthly fee
- Any one of these:
- $500 minimum daily balance
- eStatement enrollment
- combined statement
- Overdraft fee
- $34Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $34Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- International ATM fee
- $3.50Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $60Source · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Early closure fee
- $10Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $34Source · checked Oct 10, 2026
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money