Independent BankChecking accountChecked Oct 10, 2026Updated
Independent ONE Account
0.10%APY · as of Oct 10, 2026
- A year for an everyday customer
- $2 fees and interest, $2,000 kept
- Monthly fee
- $3 a month
- To open
- $10 to open
- On our list
- #31 of 986 checking accounts, by a year’s value for an everyday customer
Visit IndependentThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| Any balance | 0.01% |
| $10,000 and up | 0.10% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $3 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Enroll in e Statements.Source · checked Oct 10, 2026
- Minimum to open
- $10Source · checked Oct 10, 2026
- Overdraft fee
- $34Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $34Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- MoneyPassSource · checked Oct 10, 2026
- ATMs in the network
- 32,000Source · checked Oct 10, 2026
- International ATM fee
- $3.50Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $60Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Early closure fee
- $10Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $34Source · checked Oct 10, 2026
Features
ATM fee rebatesDebit cardDebit rewardsInterest bearingLive chatMobile check depositNo minimum balanceZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money