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Axos BankChecking accountChecked Oct 10, 2026Updated

Axos ONE Checking

0.51%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#74 of 986 checking accounts, by a year’s value for an everyday customer
Visit AxosThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$0Source · checked Oct 10, 2026
To earn the APY
Receive at least $1,500 in total monthly qualifying direct deposits
  • maintain an average daily balance of at least $1,500
  • Receive at least $5,000 in total monthly qualifying deposits
  • maintain an average daily balance of at least $5,000
Source · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
ATM network
95,000+ ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network
95,000Source · checked Oct 10, 2026

Features

ATM fee rebatesDebit cardEarly direct depositExtended deposit insuranceInterest bearingMobile check depositNo minimum balanceNo overdraft feesOnline openingSpending alertsSupport 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money