Axos BankSavings accountChecked Oct 10, 2026Updated
Axos ONE Savings
1.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $100 after fees
- Monthly fee
- No monthly fee
- To open
- No minimum to open
- On our list
- #74 of 234 savings accounts, by a year’s value on $10,000
Visit AxosThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 1.00% | $10 |
| $5,000 | 1.00% | $50 |
| $10,000 | 1.00% | $100 |
| $25,000 | 1.00% | $250 |
| $50,000 | 1.00% | $500 |
| $100,000 | 1.00% | $1,000 |
Rate conditions
- Balance needed for the APY
- $0Source · checked Oct 10, 2026
- To earn the APY
- Receive at least $1,500 in total monthly qualifying direct deposits
- maintain an average daily balance of at least $1,500
- Receive at least $5,000 in total monthly qualifying deposits
- maintain an average daily balance of at least $5,000
- APY when those aren’t met
- 1.00%Source · checked Oct 10, 2026
- APY paid on balances up to
- $250,000Source · checked Oct 10, 2026
- Promotional rate lasts
- 6 monthsSource · checked Oct 10, 2026
Fees
Features
Extended deposit insuranceInterest bearingNo minimum balanceNo overdraft feesOnline openingSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money