Wintrust BankMoney market accountChecked Oct 10, 2026Updated
Wintrust Money Market
0.25%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- −$120 after fees
- Monthly fee
- Monthly fee not stated
- To open
- $100 to open
Visit WintrustThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$120 |
| $5,000 | – | −$120 |
| $10,000 | – | −$120 |
| $25,000 | – | −$120 |
| $50,000 | 0.20% | −$20 |
| $100,000 | 0.25% | $130 |
Rates by balance
| Balance | APY |
|---|---|
| $50,000 to $99,999.99 | 0.20% |
| $100,000 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Minimum to open
- $100Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
- ATM network
- No surcharge at any Allpoint, SUM® or MoneyPass® network ATM.Source · checked Oct 10, 2026
- Incoming domestic wire
- $5Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money