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Wintrust BankSavings accountChecked Oct 10, 2026Updated

Wintrust Statement Savings Special Rate

2.25%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$225 after fees
Monthly fee
Monthly fee not stated
To open
$1,000 to open
On our list
#55 of 234 savings accounts, by a year’s value on $10,000
Visit WintrustThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0002.25%$22
$5,0002.25%$112
$10,0002.25%$225
$25,0002.25%$562
$50,0002.25%$1,125
$100,0002.25%$2,250

Rate conditions

Balance needed for the APY
$0.01Source · checked Oct 10, 2026
Promotional rate lasts
12 monthsSource · checked Oct 10, 2026
Interest compounds
monthlySource · checked Oct 10, 2026

Fees

Minimum to open
$1,000Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$10Source · checked Oct 10, 2026
ATM network
No surcharge at any Allpoint, SUM® or MoneyPass® network ATM.Source · checked Oct 10, 2026
Incoming domestic wire
$5Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money