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Security ServiceMoney market accountChecked Oct 10, 2026Updated

Security Service MONEY MARKET

0.40%APY on $10,000 · as of Oct 10, 2026
A year on $10,000
$40 after fees
Monthly fee
$10 a month
To open
$1,000 to open
On our list
#54 of 152 money market accounts, by a year’s value on $10,000
Visit Security ServiceThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,0000.40%$4
$5,0000.40%$20
$10,0000.40%$40
$25,0000.40%$100
$50,0000.40%$200
$100,0000.40%$400

Rate conditions

Balance needed for the APY
$1,000Source · checked Oct 10, 2026
Interest compounds
Dividends accrue daily and are credited to your account every month.Source · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
You must maintain a minimum daily balance of $1,000.00 in your account to avoid a Minimum Balance Fee.Source · checked Oct 10, 2026
Minimum to open
$1,000Source · checked Oct 10, 2026
Overdraft fee
$32.50Source · checked Oct 10, 2026
Returned item (NSF) fee
$32.50Source · checked Oct 10, 2026
Most overdraft fees in a day
97.5Source · checked Oct 10, 2026
Withdrawals a month
6Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
$10Source · checked Oct 10, 2026
ATM network
Security Service, CO-OP Network, Stripes Convenience Store ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
$1.50Source · checked Oct 10, 2026
Outgoing domestic wire
NoneSource · checked Oct 10, 2026
Outgoing international wire
$61Source · checked Oct 10, 2026
Early closure fee
$10Source · checked Oct 10, 2026
Cashier’s check
NoneSource · checked Oct 10, 2026
Stop payment
$25Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
  • You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
  • You're a family or household member of 1 an existing member.
Source · checked Oct 10, 2026

Features

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money