Security ServiceChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

Security Service POWER PROTECTED MERIT CHECKING (SHARE DRAFT ACCOUNT)

$9monthly fee

A year for an everyday customer: −$108 fees and interest, $2,000 kept
To open: $25 to open
On our list: #753 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Interest compounds: Dividends accrue daily and are credited to your account every month.Source · checked Oct 10, 2026

Monthly fee: $9 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: an average daily account balance of $50,000.00 or more in at least one Power Protected Checking AccountSource · checked Oct 10, 2026
Minimum to open: $25Source · checked Oct 10, 2026
Overdraft fee: $32.50Source · checked Oct 10, 2026
Returned item (NSF) fee: $32.50Source · checked Oct 10, 2026
Most overdraft fees in a day: 97.5Source · checked Oct 10, 2026
ATM network: Security Service, CO-OP Network, Stripes Convenience Store ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee: $1.50Source · checked Oct 10, 2026
Outgoing domestic wire: $15Source · checked Oct 10, 2026
Outgoing international wire: $61Source · checked Oct 10, 2026
Inactivity fee: $10Source · checked Oct 10, 2026
Early closure fee: $25Source · checked Oct 10, 2026
Cashier’s check: $5Source · checked Oct 10, 2026
Stop payment: $25Source · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Membership: Membership required:
You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
You're a family or household member of 1 an existing member.
Source · checked Oct 10, 2026

Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees