RedwoodMoney market accountChecked Oct 9, 2026Updated
Redwood Performance Money Market
$0monthly fee
- A year on $10,000
- $0 after fees
- To open
- $100 to open
Visit RedwoodThe bank’s own page · checked Oct 9, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | $0 |
| $5,000 | – | $0 |
| $10,000 | – | $0 |
| $25,000 | – | $0 |
| $50,000 | – | $0 |
| $100,000 | – | $0 |
Rate conditions
- To earn the APY
- A minimum balance of $100 to open and earn dividends
- An active checking account with three or more transactions per month
- three or more transactions per month (excluding telephone teller, fee or dividend posting transactions)
- A monthly digital deposit of $500 or more
- An active RCU credit card
- An active RCU loan
- $5,000 or more invested with Redwood Wealth Management
- Auto, home, or business insurance with RCUIS
- Interest compounds
- Dividends are paid monthly and therefore compound over timeSource · checked Oct 8, 2026
Fees
Who can open it
- Availability
- Performance and Premier money market accounts are only available to RCU Members who already have an active checking account.Source · checked Oct 8, 2026
- Membership
- Membership required:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are a family member of a current RCU Member.
- You work for a designated Select Employer Group.
Features
Automatic savingsCheck writingInterest bearingOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money