Johnson BankMoney market accountChecked Oct 10, 2026Updated
Johnson Signature Money Market
0.30%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $30 after fees
- Monthly fee
- $25 a month
- To open
- $1,000 to open
- On our list
- #59 of 152 money market accounts, by a year’s value on $10,000
Visit JohnsonThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.20% | $2 |
| $5,000 | 0.20% | $10 |
| $10,000 | 0.30% | $30 |
| $25,000 | 0.50% | $125 |
| $50,000 | 0.50% | $250 |
| $100,000 | 0.85% | $850 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $999.99 | 0.01% |
| $1,000 to $9,999.99 | 0.20% |
| $10,000 to $24,999.99 | 0.30% |
| $25,000 to $99,999.99 | 0.50% |
| $100,000 to $249,999.99 | 0.85% |
| $250,000 and up | 0.95% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $25 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Minimum Daily Ledger Balance is equal to or greater than $1,000.00
- Average Monthly Cycle Ledger Balance is equal to or greater than $10,000.00
- Combined Related Aggregate Ledger Balance is equal to or greater than $20,000.00 during the monthly cycle
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Overdraft fee
- $20Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $20Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Access to thousands of fee-free ATMsSource · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Early closure fee
- $35Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
- Card replacement
- $10Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Automatic savingsCheck writingDebit cardInterest bearingOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money