Johnson BankSavings accountChecked Oct 10, 2026Updated
Johnson Essential Savings
0.15%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $15 after fees
- Monthly fee
- $5 a month
- To open
- $100 to open
- On our list
- #128 of 234 savings accounts, by a year’s value on $10,000
Visit JohnsonThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.15% | $2 |
| $5,000 | 0.15% | $8 |
| $10,000 | 0.15% | $15 |
| $25,000 | 0.15% | $38 |
| $50,000 | 0.15% | $75 |
| $100,000 | 0.15% | $150 |
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Minimum Daily Ledger Balance is equal to or greater than $300.00
- Average Monthly Cycle Ledger Balance is equal to or greater than $1000.00
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $20Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $20Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Access to thousands of fee-free ATMsSource · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Early closure fee
- $35Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
- Card replacement
- $10Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 12Source · checked Oct 10, 2026
Features
Automatic savingsInterest bearingOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money