Intrust BankMoney market accountChecked Oct 10, 2026Updated
INTRUST Money Market
0.85%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $85 after fees
- Monthly fee
- $10 a month
- To open
- $5,000 to open
- On our list
- #44 of 152 money market accounts, by a year’s value on $10,000
Visit IntrustThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.85% | −$112 |
| $5,000 | 0.85% | $42 |
| $10,000 | 0.85% | $85 |
| $25,000 | 0.85% | $212 |
| $50,000 | 0.85% | $425 |
| $100,000 | 1.65% | $1,650 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $4,999.99 | 0.85% |
| $5,000 to $9,999.99 | 0.85% |
| $10,000 to $25,000 | 0.85% |
| $25,000 to $50,000 | 0.85% |
| $50,000 to $100,000 | 0.85% |
| $100,000 to $1,000,000 | 1.65% |
| $1,000,000 to $2,500,000 | 1.75% |
| $2,500,000 to $5,000,000 | 1.75% |
| $5,000,000 and up | 2.00% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Calculated daily; compounded and credited monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Maintain a $5,000 average collected balance to avoid the monthly 1 service charge.Source · checked Oct 10, 2026
- Minimum to open
- $5,000Source · checked Oct 10, 2026
- Overdraft fee
- $25Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $25Source · checked Oct 10, 2026
- Withdrawals a month
- 9Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Outgoing domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
Features
Check writingInterest bearingJoint accountsOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money