No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Intrust BankChecking accountChecked Oct 10, 2026Updated

INTRUST Elite Checking

0.20%APY · as of Oct 10, 2026
A year for an everyday customer
−$356 fees and interest, $2,000 kept
Monthly fee
$30 a month
To open
$100 to open
On our list
#965 of 986 checking accounts, by a year’s value for an everyday customer
Visit IntrustThe bank’s own page · checked Oct 10, 2026

Rate conditions

Interest compounds
compounded and credited to your account each monthSource · checked Oct 10, 2026

Fees

Monthly fee
$30 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a combined deposit account balance 4 of at least $100,000.
  • Have a qualifying INTRUST Wealth account. 2
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
ATM network
55,000+ surcharge-free ATMs worldwideSource · checked Oct 10, 2026
ATMs in the network
55,000Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
NoneSource · checked Oct 10, 2026
Outgoing domestic wire
$10Source · checked Oct 10, 2026
Incoming international wire
NoneSource · checked Oct 10, 2026
Outgoing international wire
$40Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$35Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessCard lockCheck writingContactless cardCustom card designDebit cardFree checksInterest bearingMobile check depositMobile walletNo overdraft feesOnline openingSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees