FirstBankMoney market accountChecked Oct 10, 2026Updated
FirstBank Consumer Fed Funds Money Market
1.56%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $156 after fees
- Monthly fee
- No monthly fee
- To open
- $100 to open
- On our list
- #31 of 152 money market accounts, by a year’s value on $10,000
Visit FirstBankThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 1.56% | $16 |
| $5,000 | 1.56% | $78 |
| $10,000 | 1.56% | $156 |
| $25,000 | 1.56% | $390 |
| $50,000 | 1.56% | $780 |
| $100,000 | 3.15% | $3,150 |
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $100,000 | 1.56% |
| $100,000 and up | 3.15% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $100,000 minimum balance is maintained
- the account owner is a Primary or Secondary/Joint Owner on a FirstBank Essential Checking account
- Minimum to open
- $100Source · checked Oct 10, 2026
Features
Bill payInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money