Columbia BankMoney market accountChecked Oct 10, 2026Updated
Columbia Prosper Money Market
1.00%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $0 after fees
- Monthly fee
- $15 a month
Visit ColumbiaThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$180 |
| $5,000 | 0.05% | −$178 |
| $10,000 | – | $0 |
| $25,000 | 0.10% | $25 |
| $50,000 | 0.15% | $75 |
| $100,000 | 0.30% | $300 |
Rates by balance
| Balance | APY |
|---|---|
| $2,500 to $4,999.99 | 0.05% |
| $5,000 to $9,999.99 | 0.05% |
| $25,000 to $50,000 | 0.10% |
| $50,000 to $100,000 | 0.15% |
| $100,000 to $250,000 | 0.30% |
| $250,000 to $500,000 | 0.50% |
| $500,000 to $1,000,000 | 0.75% |
| $1,000,000 and up | 1.00% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
Features
Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money