Columbia BankChecking accountChecked Oct 10, 2026Updated
Columbia Performance Plus Checking
2.10%APY · as of Oct 10, 2026
- A year for an everyday customer
- $1 fees and interest, $2,000 kept
- Monthly fee
- $20 a month
- To open
- $0.01 to open
- On our list
- #39 of 986 checking accounts, by a year’s value for an everyday customer
Visit ColumbiaThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0.01 to $999.99 | 0.05% |
| $1,000 to $9,999.99 | 0.10% |
| $10,000 to $249,999.99 | 1.80% |
| $250,000 to $499,999.99 | 2.10% |
| $500,000 and up | 0.10% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0.01Source · checked Oct 10, 2026
- To earn the APY
- At least one qualifying direct deposit ... post to your account per statement cycle
- At least one ... external ACH debit / online bill payment post to your account per statement cycle
- APY when those aren’t met
- 0.05%Source · checked Oct 10, 2026
- APY paid on balances up to
- $500,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- $20 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- A daily minimum balance of $1,000.00 must be maintained each day of the statement cycle to waive a monthly Maintenance Service Charge of $20.00.Source · checked Oct 10, 2026
- Minimum to open
- $0.01Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $20 a monthSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payBudgeting toolsCard lockDebit cardInterest bearingMobile check depositSpending alertsVirtual card numbersZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money