Cambridge Savings BankMoney market accountChecked Oct 10, 2026Updated
Cambridge Relationship High-Yield Money Market
1.50%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $150 after fees
- Monthly fee
- $10 a month
- To open
- $1 to open
- On our list
- #32 of 152 money market accounts, by a year’s value on $10,000
Visit Cambridge SavingsThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 1.25% | $12 |
| $5,000 | 1.25% | $62 |
| $10,000 | 1.50% | $150 |
| $25,000 | 1.50% | $375 |
| $50,000 | 1.95% | $975 |
| $100,000 | 1.95% | $1,950 |
Rates by balance
| Balance | APY |
|---|---|
| $10 to $9,999.99 | 1.25% |
| $10,000 to $49,999.99 | 1.50% |
| $50,000 to $249,999.99 | 1.95% |
| $250,000 to $999,999.99 | 2.55% |
| $1,000,000 and up | 2.85% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $10Source · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- the average monthly balance drops below $1,000Source · checked Oct 10, 2026
- Minimum to open
- $1Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $10Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $12 a monthSource · checked Oct 10, 2026
- Incoming domestic wire
- $12Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
- Cashier’s check
- $6Source · checked Oct 10, 2026
Who can open it
- Where
- Massachusetts, New HampshireSource · checked Oct 10, 2026
Features
ATM fee rebatesInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money