Cambridge Savings BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Cambridge Simple Checking

0.10%APY · as of Oct 10, 2026

A year for an everyday customer: $2 fees and interest, $2,000 kept
Monthly fee: No monthly fee
To open: $10 to open
On our list: #35 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Balance needed for the APY: $10Source · checked Oct 10, 2026
To earn the APY: $10 minimum daily balance required to earn APYSource · checked Oct 10, 2026

Monthly fee: NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Average Monthly Balance to Waive Monthly Maintenance Service ChargeSource · checked Oct 10, 2026
Minimum to open: $10Source · checked Oct 10, 2026
Overdraft fee: $25Source · checked Oct 10, 2026
Returned item (NSF) fee: NoneSource · checked Oct 10, 2026
Most overdraft fees in a day: 3Source · checked Oct 10, 2026
Withdrawals a month: 6Source · checked Oct 10, 2026
Fee for each withdrawal over the limit: $10Source · checked Oct 10, 2026
Incoming domestic wire: $12Source · checked Oct 10, 2026
Outgoing international wire: $40Source · checked Oct 10, 2026
Cashier’s check: $6Source · checked Oct 10, 2026

Bill payBranch accessBudgeting toolsDebit cardFree checksInterest bearingMobile check depositOnline openingZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

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