Bank of AmericaMoney market accountChecked Oct 10, 2026Updated
Bank of America Money Market IRA
–monthly fee
- A year on $10,000
- −$120 after fees
- To open
- $100 to open
Visit Bank of AmericaThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | – | −$120 |
| $5,000 | – | −$120 |
| $10,000 | – | −$120 |
| $25,000 | – | −$120 |
| $50,000 | – | −$120 |
| $100,000 | – | −$120 |
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Minimum to open
- $100Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
- Where
- Anywhere in the USSource · checked Oct 10, 2026
Features
Automatic savingsInterest bearingOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate, monthly fee missing). Report a mistake · How we make money