Bank of AmericaChecking accountChecked Oct 10, 2026Updated
Bank of America Advantage Relationship Banking
0.02%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$300 fees and interest, $2,000 kept
- Monthly fee
- $25 a month
- To open
- $100 to open
- On our list
- #931 of 986 checking accounts, by a year’s value for an everyday customer
Visit Bank of AmericaThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $49,999.99 | 0.01% |
| $50,000 and up | 0.02% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
Fees
- Monthly fee
- $25 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- You maintain a minimum daily balance of $20,000 or more in your account
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $10Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 2Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
Features
Bill payBranch accessBudgeting toolsCard lockCheck writingDebit cardFree checksInterest bearingMobile check depositMobile walletOnline openingOverdraft protection transferSavings round upsSpending alertsVirtual card numbersZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees