Delta SkyMiles® Blue American Express Card
80,000 Delta SkyMiles miles after you spend $3,000 in 3 months. No annual fee.
- Welcome offer
- Issuer's pageamericanexpress.com
“Here’s how: Earn 80,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months.”
- Annual fee
- Cardmember agreementFiled with the CFPB · PDF
“Annual Fee None”
- Purchase APR, variable
- Cardmember agreementFiled with the CFPB · PDF
“(APR) for Purchases Prime Rate + 12.74% to Prime Rate + 21.74%”
- Prime rate, in effect since Sep 17, 2026
- 7.00%
- Card margin
- +12.74–21.74%
- APR today
- 19.74–28.74%
- Foreign transaction fee
- Cardmember agreementFiled with the CFPB · PDF
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $930 | $130 |
| Typical spender | $1,135 | $335 |
| Heavy spender | $1,530 | $730 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 80% of the 650 cards we track.
- Lower top APR than about 25% of the 577 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
80,000 miles
After you spend $3,000 on purchases in your first 3 months.
Earn an additional 20,000 bonus miles after the first anniversary of Card Membership.
Spending it takes$1,000 a monthfor 3 months
Tracking sinceOct 2, 2026history will chart every change
How you earn · Delta SkyMiles
- 2× milesEligible purchases made directly with Delta, including air travel on a Delta flight, air travel on a Delta partner flight with a DL flight number, Delta Stays prepaid hotels and vacation rentals, Delta Vacations packages, and other Delta services
- 2× milesPurchases charged at restaurants worldwide, including takeout and delivery in the U.S.
- 1× milesEverything else
Rates and fees
| Annual fee | Cardmember agreementFiled with the CFPB · PDF “Annual Fee None” |
|---|---|
| Purchase APR | Cardmember agreementFiled with the CFPB · PDF “(APR) for Purchases Prime Rate + 12.74% to Prime Rate + 21.74%”
|
| Cash advance APR | Cardmember agreementFiled with the CFPB · PDF “APR for Cash Advances Prime Rate + 21.99%”
|
| Cash advance fee | Cardmember agreementFiled with the CFPB · PDF “Either $10 or 5% of the amount of each cash advance, whichever is greater.” |
| Penalty APR | Cardmember agreementFiled with the CFPB · PDF “Prime Rate + 26.74%”
|
| Late payment | Cardmember agreementFiled with the CFPB · PDF “Late Payment: Up to $40.” |
| Returned payment | Cardmember agreementFiled with the CFPB · PDF “Returned Payment: Up to $40.” |
| Foreign transactions | Cardmember agreementFiled with the CFPB · PDF The source states this figure; we have no exact sentence on file yet. |
| Grace period | Cardmember agreementFiled with the CFPB · PDF “Paying Interest Your Due Date is at least 25 days after the close of each billing period.” |
Carrying a balance? See how long it takes to pay off at 28.74% APR
Benefits
- Receive up to $50 off the cost of a flight for every 5,000 miles redeemed with Pay with Miles when booking on delta.com.
- Receive 20% savings in the form of a statement credit after using the Card for eligible Delta in-flight purchases of food and beverages.
- No foreign transaction fees.
- Access to Amex Presale Tickets and Amex Reserved Tickets for select events.
- American Express Venue Collection: after enrollment, receive 10% back on qualifying concessions purchases up to $250 per calendar year; limit one enrolled Card per Card Member.
- Send & Split allows Card Members to send money and split purchases with Venmo or PayPal users through the Amex App.
- Rental car
- Emergency assistance
- Purchase protection
- Extended warranty: Limited to the actual amount charged on the Card for the item up to $10,000 per item and $50,000 per calendar year.
Questions
- What is the annual fee?
- None Filed with the CFPB · PDF, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. Filed with the CFPB · PDF, since Sep 29, 2026
- What is the purchase APR?
- 19.74–28.74% APR Filed with the CFPB · PDF, since Sep 29, 2026
- Is there a welcome bonus?
- 80,000 Delta SkyMiles miles after $3,000 in purchases in 3 months. americanexpress.com, since Oct 2, 2026
Other miles cards with no annual fee
- Capital One VentureOne BusinessCapital One · No annual fee+$115 a year
- VentureOne RewardsCapital One · No annual fee+$40 a year
- VentureOne Rewards for Good CreditCapital One · No annual fee+$40 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).