Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
80,000 AAdvantage miles welcome bonus.
- Welcome offer
- Issuer's pageciti.com
“EARN 80,000 AADVANTAGE ® BONUS MILES AFTER QUALIFYING PURCHASES 2”
- Annual fee
- Issuer's pageciti.com
“Annual fee - $99 , waived for the first 12 months.”
- Purchase APR
- Issuer's pageciti.com
“The variable APR for purchases, and balance transfers is 19.74 % - 29.74 %, based on your creditworthiness.”
- Foreign transaction fee
- Issuer's pageciti.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $945 | $45 |
| Typical spender | $1,160 | $260 |
| Heavy spender | $1,605 | $705 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 70% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
80,000 miles
Qualifying purchases
The page states: “Earn 80,000 AAdvantage bonus miles after qualifying purchases.” Additional limitations, terms and conditions apply.
How you earn · American Airlines AAdvantage
- 2× milesgas stations
- 2× milesrestaurants
- 2× mileseligible American Airlines purchases
- 1× milesEverything else
Rates and fees
| Annual fee | Issuer's pageciti.com “Annual fee - $99 , waived for the first 12 months.” |
|---|---|
| Purchase APR | Issuer's pageciti.com “The variable APR for purchases, and balance transfers is 19.74 % - 29.74 %, based on your creditworthiness.” |
| Balance transfer APR | Issuer's pageciti.com “The variable APR for purchases, and balance transfers is 19.74 % - 29.74 %, based on your creditworthiness.” |
| Balance transfer fee | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Cash advance APR | Issuer's pageciti.com “The variable APR for cash advances is 29.99 %.” |
| Cash advance fee | Issuer's pageciti.com “Cash advance fee - either $ 10 or 5 % of the amount of each cash advance, whichever is greater.” |
| Penalty APR | Issuer's pageciti.com “The variable penalty APR is up to 29.99 % and may be applied if you make a late payment or make a payment that is returned.” |
| Foreign transactions | Issuer's pageciti.com The source states this figure; we have no exact sentence on file yet. |
| Minimum interest charge | Issuer's pageciti.com “Minimum interest charge – $ 0.50 .” |
Carrying a balance? See how long it takes to pay off
Benefits
- Turo Car Rentals statement credit
- 1 free checked bag on domestic American Airlines itineraries for the cardmember and up to 4 travel companions on the same reservation.
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases toward AAdvantage® status.
- Preferred boarding on American Airlines flights for the cardmember and up to 4 companions traveling on the same reservation.
- 25% savings on inflight food and beverage purchases on American Airlines flights when using the card.
- American Airlines flight discount.
- No foreign transaction fees.
- No blackout dates when booking with miles.
- AAdvantage® miles can be redeemed for flights to nearly 1,100 destinations worldwide on American Airlines, oneworld® and partner airlines.
- Status members may receive complimentary premium cabin upgrades, complimentary Main Cabin Extra and Preferred Seats, and same-day standby priority; benefits vary by status tier.
- Citi Entertainment® special access to event tickets and experiences.
Questions
- What is the annual fee?
- $99, waived for the first 12 months citi.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. citi.com, since Sep 29, 2026
- What is the purchase APR?
- 19.74–29.74% APR citi.com, since Sep 29, 2026
- Is there a welcome bonus?
- 80,000 AAdvantage miles. citi.com, since Sep 29, 2026
Other miles cards
- Capital One Venture BusinessCapital One · +$245 a year
- TD Bank First ClassTD Bank · +$60 a year
- Frontier Airlines WorldBarclays · +$15 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).