Capital Vacations® World Mastercard®
5,000 Rewards welcome bonus. No annual fee.
- Welcome offer
- Issuer's pagecards.barclaycardus.com
“5,000 Bonus Rewards”
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $0.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.49% to 29.74%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $180 | $130 |
| Typical spender | $390 | $340 |
| Heavy spender | $890 | $840 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 80% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
5,000 Rewards
Make your first purchase
Conditions and limitations apply. The bonus may only be earned once, and applicants who currently have or previously had an account with Barclays in this program may not be eligible.
How you earn
- 5× pointsall eligible Capital Vacations purchases, including maintenance fees, exchange fees, and Lifestyles+
- 2× pointsall eligible RCI purchases
- 2× pointsall eligible travel purchases
- 2× pointsall eligible gas purchases
- 2× pointsall eligible EV charging purchases
- 1× pointsEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $0.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.49% to 29.74%, based on your creditworthiness and other factors.” |
| Intro APR | Issuer's pagecards.barclaycardus.com “0% Intro APR on Balance Transfers” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com “0% introductory APR for 15 months for each balance transfer made within 45 days of account opening.” |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Get 5% of your Rewards back every time you redeem, as a bonus to use toward your next redemption.
- 3-night Capital Vacations Resort Stay Certificate after spending $10,000 in net purchases each calendar year. The certificate has an approximate retail value of $250 and may not be achievable based on the assigned credit line and ability to maintain that credit line.
- No foreign transaction fees on international purchases.
- $0 Fraud Liability Protection means you are not responsible for unauthorized charges you report to Barclays.
Questions
- What is the annual fee?
- $0 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.49–29.74% APR cards.barclaycardus.com, since Oct 1, 2026
- Is there an intro APR?
- 0% for 6 billing cycles from the transaction date. cards.barclaycardus.com, since Sep 29, 2026
- Is there a welcome bonus?
- 5,000 Rewards. cards.barclaycardus.com, since Sep 29, 2026
Other points cards with no annual fee
- GM Business MastercardBarclays · No annual fee+$560 a year
- GM Rewards MastercardBarclays · No annual fee+$560 a year
- CareCredit MastercardSynchrony · No annual fee+$370 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).