Breeze Easy® Visa® Credit Card
$89 a year. Purchase APR 19.74–29.74%, variable.
- Annual fee
- Issuer's pagecards.barclaycardus.com
“Annual Fee is $89.”
- Purchase APR
- Issuer's pagecards.barclaycardus.com
“Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.”
- Foreign transaction fee
- Issuer's pagecards.barclaycardus.com
“Foreign transaction fee: 0%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $80 | $80 |
| Typical spender | $320 | $320 |
| Heavy spender | $750 | $750 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 80% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn · Breezy Rewards
- 2× pointsEligible grocery store purchases
- 2× pointsEligible restaurant purchases, including Breeze Airways inflight food and beverages made with your Card Account
- 5× pointsNicer Bundles and Nicest Bundles when you buy
- 2× pointsNice Bundles when you buy
- 1× pointsEverything else
Rates and fees
| Annual fee | Issuer's pagecards.barclaycardus.com “Annual Fee is $89.” |
|---|---|
| Purchase APR | Issuer's pagecards.barclaycardus.com “Purchases – 19.74% to 29.74%, based on your creditworthiness and other factors.” |
| Balance transfer APR | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | Issuer's pagecards.barclaycardus.com “Balance transfer fee: 5% (min.” |
| Cash advance APR | Issuer's pagecards.barclaycardus.com “The variable APR for cash advances is 29.99%.” |
| Cash advance fee | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecards.barclaycardus.com “Foreign transaction fee: 0%.” |
| Minimum interest charge | Issuer's pagecards.barclaycardus.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Breezy 1 benefits, including a Bundle Upgrade, after spending $1,000 on purchases within the first 90 days.
- Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.
- Primary cardmembers and their companions receive Zone 1 priority boarding when traveling on flights operated by Breeze Airways.
- Complimentary inflight WiFi on Breeze Airways flights.
- Full Points Flexibility: use BreezePoints how you want, whenever you want.
- No foreign transaction fees.
- There is no limit to the total BreezePoints you can earn using the card.
- Earn up to 5X additional BreezePoints when you fly on Nicer Bundles and Nicest Bundles, and up to 2X additional BreezePoints when you fly on Nice Bundles, subject to program terms and conditions.
Questions
- What is the annual fee?
- $89 cards.barclaycardus.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. cards.barclaycardus.com, since Sep 29, 2026
- What is the purchase APR?
- 19.74–29.74% APR cards.barclaycardus.com, since Oct 1, 2026
Other points cards with fees up to $100
- Citi Strata Premier - TravelCiti · $95 a year+$150 a year
- Bilt ObsidianBilt · $95 a year+$120 a year
- Bank of America Premium RewardsBank of America · $95 a year+$60 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).