Atmos™ Alaska Airlines Business Credit Card
70,000 points after you spend $4,000 in 3 months.
- Welcome offer
- Issuer's pagebankofamerica.com
“Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.”
- Annual fee
- Issuer's pagebankofamerica.com
“Plus, a low annual fee of $70 for the company and $25 per card.”
- Purchase APR
- Issuer's pagebankofamerica.com
“19.74% to 27.74% Variable APR”
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What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | −$70 | −$70 |
| Typical spender | $630 | −$70 |
| Heavy spender | $630 | −$70 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: welcome bonus needs $4,000 in 3 months.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Lower top APR than about 50% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
70,000 points
After you spend $4,000 on purchases in your first 3 months.
Receive a $99 Companion Fare, plus taxes and fees from $23, after meeting the purchase requirement within the first 90 days of opening the account. This online-only offer may not be available if you leave the page, visit a Bank of America financial center, or call the bank.
Rates and fees
| Annual fee | Issuer's pagebankofamerica.com “Plus, a low annual fee of $70 for the company and $25 per card.” |
|---|---|
| Purchase APR | Issuer's pagebankofamerica.com “19.74% to 27.74% Variable APR” |
| Balance transfer APR | Issuer's pagebankofamerica.com “19.74% to 27.74% Variable APR” |
| Cash advance APR | Issuer's pagebankofamerica.com “27.99% Cash Advance Variable APR” |
Carrying a balance? See how long it takes to pay off
Benefits
- $99 Companion Fare after meeting the welcome-offer spending requirement, plus taxes and fees from $23.
- Travel and emergency services include emergency ticket replacement, lost-luggage assistance, and legal and medical referrals when away from home.
- Free access to Dun & Bradstreet business credit scores within Business Advantage 360 for eligible U.S.-based Bank of America small-business clients with an open and active Small Business account, Dun & Bradstreet business credit scores, and proper enrollment.
- Cash Flow Management Tools, including automatic payments, transfers, and downloading transactions to QuickBooks.
- Digital Wallet capability.
- Advanced security and fraud monitoring.
- Zero liability protection for unauthorized transactions.
- Balance Connect® for overdraft protection, subject to Bank approval and other stated conditions.
- Paperless Statement Option.
- Rental car
- Travel accident: $1 million
- Purchase protection
- Extended warranty
Questions
- What is the annual fee?
- $70 per company & $25 per card bankofamerica.com, since Sep 30, 2026
- What is the purchase APR?
- 19.74–27.74% APR bankofamerica.com, since Oct 2, 2026
- Is there a welcome bonus?
- 70,000 points after $4,000 in purchases in 3 months. bankofamerica.com, since Sep 30, 2026
Other cards without rewards
- Citi Simplicity Credit Card - Low Intro APRCiti · +$70 a year
- Merrick BankMerrick Bank · +$70 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).