Wintrust BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Wintrust Money Smart Checking®

$0monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $10 to open
On our list: #377 of 986 checking accounts, by a year’s value for an everyday customer

Visit WintrustThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Minimum to open: $10Source · checked Oct 10, 2026
Overdraft fee: NoneSource · checked Oct 10, 2026
ATM network: Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Surcharge-free networksSource · checked Oct 10, 2026

Features

ATM fee rebatesAutomatic savingsDebit cardMobile check depositNo overdraft feesZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees