S&T BankChecking accountChecked Oct 10, 2026Updated
S&T Smart Start Banking
$0monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $50 to open
Visit S&TThe bank’s own page · checked Oct 10, 2026
Bonuses
$300For new customers · ends December 31, 2026
Open a new Smart Start Banking account using the “open an account” button on this webpage between October 1 and December 31, 2026, then within 90 calendar days make five debit card purchases that are posted and cleared; the account must remain open with a balance greater than $0 on April 9, 2027 and
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $36Source · checked Oct 10, 2026
- ATM network
- S&T Bank ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $22Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $10Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $36Source · checked Oct 10, 2026
- Card replacement
- $7.50Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
ATM fee rebatesBudgeting toolsDebit cardMinor accountsNo minimum balanceOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees