S&T BankMoney market accountChecked Oct 10, 2026Updated
S&T Personal Money Market
0.20%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $20 after fees
- Monthly fee
- $10 a month
- To open
- $50 to open
- On our list
- #65 of 152 money market accounts, by a year’s value on $10,000
Visit S&TThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.20% | $2 |
| $5,000 | 0.20% | $10 |
| $10,000 | 0.20% | $20 |
| $25,000 | 0.20% | $50 |
| $50,000 | 0.20% | $100 |
| $100,000 | 1.45% | $1,450 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $100,000 | 0.20% |
| $100,000 to $500,000 | 1.45% |
| $500,000 to $1,000,000 | 1.45% |
| $1,000,000 and up | 1.45% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- compounded monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Minimum daily balance of at least $1,000
- Monthly average balance of at least $2,500
- Combined deposit and home loan balances of $20,000 or more
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $36Source · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $25Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $22Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $36Source · checked Oct 10, 2026
Features
Branch accessInterest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money