RedwoodChecking accountChecked Oct 9, 2026Updated Oct 9, 2026

Redwood Free Checking

$0monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $5 to open
On our list: #275 of 986 checking accounts, by a year’s value for an everyday customer

Visit RedwoodThe bank’s own page · checked Oct 9, 2026

Fees

Monthly fee: NoneSource · checked Oct 8, 2026
Minimum to open: $5Source · checked Oct 8, 2026
Overdraft transfer fee: NoneSource · checked Oct 8, 2026
ATM network: Co-op ATMs nationwide; nearly any ATM fee-free up to 4 times per month with the ATM reimbursement programSource · checked Oct 8, 2026

Who can open it

Membership: Membership required:
You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
You are a family member of a current RCU Member.
You work for a designated Select Employer Group.
Source · checked Oct 9, 2026

Features

ATM fee rebatesAutomatic savingsBill payDebit cardEarly direct depositJoint accountsNo minimum balanceOnline openingOverdraft protection transferSavings round upsSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees