No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

RedwoodChecking accountChecked Oct 9, 2026Updated

Redwood Direct Access Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#392 of 986 checking accounts, by a year’s value for an everyday customer
Visit RedwoodThe bank’s own page · checked Oct 9, 2026

Fees

Monthly fee
NoneSource · checked Oct 8, 2026
Minimum to open
NoneSource · checked Oct 8, 2026
Overdraft fee
NoneSource · checked Oct 8, 2026
Overdraft transfer fee
NoneSource · checked Oct 8, 2026
ATM network
RCU ATMs and CO-OP ATMs nationwideSource · checked Oct 8, 2026
Out-of-network ATM fee
NoneSource · checked Oct 8, 2026

Who can open it

Membership
Membership required:
  • You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
  • You are a family member of a current RCU Member.
  • You work for a designated Select Employer Group.
Source · checked Oct 9, 2026

Features

Automatic savingsBranch accessContactless cardDebit cardEarly direct depositNo minimum balanceNo overdraft feesOverdraft protection transferSavings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees