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Prosperity BankChecking accountChecked Oct 10, 2026Updated

Prosperity Simply Free Checking

$10monthly fee
A year for an everyday customer
−$120 fees and interest, $2,000 kept
To open
$100 to open
On our list
#771 of 986 checking accounts, by a year’s value for an everyday customer
Visit ProsperityThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$35Source · checked Oct 10, 2026
Overdraft transfer fee
$7.50Source · checked Oct 10, 2026

Who can open it

Where
Texas, OklahomaSource · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

Branch accessCheck writingDebit cardMobile check depositMobile walletOnline openingOverdraft line of creditOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees