Prosperity BankChecking accountChecked Oct 10, 2026Updated
Prosperity Royal Checking
$10monthly fee
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- To open
- $200 to open
- On our list
- #784 of 986 checking accounts, by a year’s value for an everyday customer
Visit ProsperityThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Minimum to open
- $200Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Overdraft transfer fee
- $7.50Source · checked Oct 10, 2026
- ATM network
- No Off-Premise ATM Fees (other bank ATM surcharges apply)Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Who can open it
Features
Bill payBranch accessCheck writingDebit cardFree checksMobile check depositMobile walletNo minimum balanceOnline openingOverdraft grace periodOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees