Mercantile BankChecking accountChecked Oct 10, 2026Updated
Mercantile MercStart Checking
$4.95monthly fee
- A year for an everyday customer
- −$59 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #478 of 986 checking accounts, by a year’s value for an everyday customer
Visit MercantileThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $4.95 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Primary account holder is under the age of 18 years old.
- Primary account holder is between the ages of 18-25 years and account is enrolled in eStatements.
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- $5Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 0Source · checked Oct 10, 2026
- ATM network
- MoneyPass® ATM NetworkSource · checked Oct 10, 2026
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $10Source · checked Oct 10, 2026
- Outgoing international wire
- $75Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $32Source · checked Oct 10, 2026
- Card replacement
- $9.95Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 13Source · checked Oct 10, 2026
Features
Budgeting toolsCheck writingFree checksOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees