Mercantile BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Mercantile MercPerks® Plus Checking

1.00%APY · as of Oct 10, 2026

A year for an everyday customer: −$107 fees and interest, $2,000 kept
Monthly fee: $8.95 a month
To open: $25 to open
On our list: #746 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

To earn the APY: eStatement enrollment
$500.00 in monthly ACH deposits
a combined average monthly balance of at least $100,000
Source · checked Oct 10, 2026
APY paid on balances up to: $15,000Source · checked Oct 10, 2026

Branch accessBudgeting toolsDebit rewardsInterest bearingOnline openingOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money