Mercantile BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

Mercantile Community Checking

$5.95monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $25 to open
On our list: #203 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $5.95 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
Primary account holder is age 62 or older
Account is enrolled in eStatements
An average balance of $1,000.00 maintained per statement cycle
Fee is also waived for any Active Military or Military Veterans (with proof of service documentation)
Source · checked Oct 10, 2026
Minimum to open: $25Source · checked Oct 10, 2026
ATM network: MoneyPass® ATM NetworkSource · checked Oct 10, 2026
Out-of-network ATM fee: NoneSource · checked Oct 10, 2026

Budgeting tools

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees