CitibankSavings accountChecked Oct 10, 2026Updated
Citibank Citi Accelerate Savings
0.03%APY on $10,000 · as of Oct 10, 2026
- A year on $10,000
- $3 after fees
- Monthly fee
- $4.5 a month
- On our list
- #172 of 234 savings accounts, by a year’s value on $10,000
Visit CitibankThe bank’s own page · checked Oct 10, 2026
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.
| Balance | APY | A year, after fees |
|---|---|---|
| $1,000 | 0.03% | $0 |
| $5,000 | 0.03% | $2 |
| $10,000 | 0.03% | $3 |
| $25,000 | 0.03% | $8 |
| $50,000 | 0.03% | $15 |
| $100,000 | 0.03% | $30 |
Rates by balance
| Balance | APY |
|---|---|
| $0 to $25,000 | 0.03% |
| $25,000 to $1,000,000 | 0.03% |
| $1,000,000 and up | 0.03% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $0Source · checked Oct 10, 2026
Fees
- Monthly fee
- $4.50 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $30,000 Combined Average Monthly Balance
- Average Monthly Balance of $500 or more
- an owner of the Savings account also owns a Regular Checking account or Access Checking account
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- ATM network
- 65,000+ fee-free ATMs nationwideSource · checked Oct 10, 2026
- ATMs in the network
- 65,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
- Where
- Alaska, Alabama, Arkansas, Arizona, Colorado, Delaware, Georgia, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, West Virginia, WyomingSource · checked Oct 10, 2026
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Interest bearingNo overdraft feesOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money