No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Bank of AmericaChecking accountChecked Oct 10, 2026Updated

Bank of America SafeBalance Banking for Family Banking

–monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
Visit Bank of AmericaThe bank’s own page · checked Oct 10, 2026

Fees

Ways to avoid the monthly fee
Any one of these:
  • You maintain a minimum daily balance of $XXXX or more in your account
  • Your child is under age 25
  • An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier tier
Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Cash deposit ATMDebit cardJoint accountsMinor accountsMobile check depositMobile walletNo overdraft feesOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees