Bank of AmericaChecking accountChecked Oct 10, 2026Updated
Bank of America Advantage SafeBalance Banking
$4.95monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #108 of 986 checking accounts, by a year’s value for an everyday customer
Visit Bank of AmericaThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $4.95 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- You maintain a minimum daily balance of $500 or more in your account
- An account owner is under age 25
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $45Source · checked Oct 10, 2026
- Stop payment
- $30Source · checked Oct 10, 2026
Who can open it
Features
Bill payBudgeting toolsCard lockDebit cardMobile check depositMobile walletNo overdraft feesOnline openingSavings round upsSpending alertsVirtual card numbersZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
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