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Bank of AmericaChecking accountChecked Oct 10, 2026Updated

Bank of America Advantage SafeBalance Banking for Family Banking

$4.95monthly fee
A year for an everyday customer
−$59 fees and interest, $2,000 kept
To open
$25 to open
Visit Bank of AmericaThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$4.95 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
No monthly maintenance fee with a child under age 25Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
International ATM fee
$5Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$45Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026

Who can open it

Where
Anywhere in the USSource · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

Card lockCash deposit ATMDebit cardJoint accountsMinor accountsMobile walletNo overdraft feesOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money