No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Bank of AmericaChecking accountChecked Oct 10, 2026Updated

Bank of America Advantage Plus Banking

$12monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#123 of 986 checking accounts, by a year’s value for an everyday customer
Visit Bank of AmericaThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$12 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • You maintain a minimum daily balance of $1,500 or more in your account
  • You have at least one qualifying direct deposit of $250 or more made to your account
  • An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$10Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
Most overdraft fees in a day
2Source · checked Oct 10, 2026
Out-of-network ATM fee
$2.50Source · checked Oct 10, 2026
International ATM fee
$5Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$45Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026

Who can open it

Where
Anywhere in the USSource · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

Bill payBudgeting toolsCard lockCheck writingDebit cardMobile check depositMobile walletOnline openingOverdraft protection transferSavings round upsSpending alertsVirtual card numbersZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money