Bank in Cincinnati, OHChecked Oct 10, 2026Updated
U.S. Bank
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| U.S. BANK SMARTLY SAVINGS | 0.05% | $5 |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| U.S. ELITE MONEY MARKET | 0.05% | $10 |
| U.S. Retirement Money Market | – | None |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| U.S. BANK SMARTLY® CHECKING | 0.01% | $12 |
| U.S. Bank Smartly® Checking for young adults | – | $12 |
| U.S. SAFE DEBIT ACCOUNT | – | $4.95 |
| U.S. Teen checking | 0.01% | None |
| U.S. Young adult & student checking | 0.01% | None |
Bonuses
$600U.S. BANK SMARTLY® CHECKING
Open a new U.S. Bank Smartly Checking account by December 30, 2026, fund it with at least $25 within 60 days, enroll in the U.S. Bank Mobile App or online banking within 90 days, and complete two or more direct deposits within 90 days totaling $4,000 to $7,999.99 for a $300 bonus or $8,000 or more f
$500U.S. BANK SMARTLY® CHECKING
Open a new U.S. Bank Smartly Checking account by the date listed on the mailer with an opening deposit of $25, enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening, and complete at least two direct deposits within 90 days totaling the amount required for the applica
$450U.S. BANK SMARTLY® CHECKING
Open a new U.S. Bank Smartly Checking account through the promotional offer page, fund it with at least $25 within 60 days, enroll in the U.S. Bank Mobile App or online banking within 90 days, and complete two or more qualifying direct deposits within 90 days totaling the amount required for the app
Open a new U.S. Bank Smartly® Savings account through the U.S. Bank campus page or at a participating U.S. Bank campus location, qualify for the checking offer, make new money deposits totaling $1,000 or more by October 29, 2026, and maintain a minimum account balance of $1,000 through January 31, 2
$100U.S. BANK SMARTLY® CHECKING
Open a new U.S. Bank Smartly® Checking account through the U.S. Bank campus page or at a participating U.S. Bank campus location with a minimum deposit of $25, make at least $1,000 in total new money deposits, complete 10 or more debit card purchases totaling $100 or more, and enroll in online banki
About U.S. Bank
- Headquarters
- Cincinnati, OH
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 6548 · FDIC BankFind record
- Federal Reserve RSSD ID
- 504713
- Website
- usbank.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.