U.S. BankChecking accountChecked Oct 10, 2026Updated
U.S. SAFE DEBIT ACCOUNT
$4.95monthly fee
- A year for an everyday customer
- −$59 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #469 of 986 checking accounts, by a year’s value for an everyday customer
Visit U.S.The bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $4.95 a monthSource · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- ATM network
- U.S. Bank's thousands of ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 4,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $20Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $25Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
Who can open it
Features
Bill payBranch accessBudgeting toolsDebit cardJoint accountsMobile check depositNo overdraft feesOnline openingSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees